The secret behind accruing a comfortable amount of capital for your pension to safeguard you in later life is neither particularly exciting nor, indeed, original.
It’s all about avoiding the extreme highs and lows, taking a longer view and understanding what Albert Einstein called ‘the eighth wonder of the world’ – compound interest.
After some 20 years working as a pensions adviser for giants such as Skandia and Max Matthiessen, Johan Onsberg decided to start out on his own. Why? He simply wanted to be in a position to offer more cost-effective products that would benefit the end customer.
OPTIMAL SOLUTIONS
Johan provides companies, company owners and their employees with pensions advice and guidance on administrating pensions-related insurance.
The administrative know-how and detailed expert advice he offers to employees (as well as finance and HR departments) helps find an optimal solution in terms of administration, retirement pensions, insurance, pension policies and plans, benefits and collective agreements.
STEADY GROWTH OVER TIME
Johan has a range of customizable and cost-effective products and services to help your pension capital grow safely and steadily over time.
And although decisions concerning pensions can be daunting as you face a seemingly impenetrable wall of choice (and jargon), the basic logic is relatively simple. What Einstein was referring to when he described compound interest as ‘the eighth wonder of the world’ was the exponential growth created if you adopt a long-term investment perspective.
Steady growth over time is the slightly predictable – dare we say, boring – explanation why cautious savers can get a surprisingly good return on their savings even if they don’t always manage to latch on to the stock market booms.
If you are interested in learning more about what this could mean for you and your business, click here.
CUSTOMERS WHO HAVE HELPED MAKE ME WHAT I AM TODAY
Some of the organizations (both large and small) that have given me the experience I can now offer you: Malmö Aviation • Samhall (a state-owned company with a mandate to create work for people with functional impairment) • Leo Pharma • Veolia (transport services) • Gulliksson (attorneys) • Carl Zeiss Vision • Ingelsta Kalkon (food producers) • Ideon Science Park • Wihlborgs (construction company) • Arriva (transport services) • Guldfågeln (food producers) • ChiropraktikAkuten (medical services) • Lis Redovisningstjänst (auditors) • Jans Specialsnickeri (joinery) • Arbmans (advertising agency)
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In Asia, eight is regarded as a lucky number. It stands for luck, welfare and financial success. |